Monterey's consumer finance solutions offer a profitable option to the conventional lender without the conventional restrictions. Our flexible financing gives you the freedom to allocate your funds as you choose. Whether your goal is to reduce your liabilities, expand into new markets, or simply increase sales we offer fiscal solutions that leave you in control.

Financing tools that you can use! Get your approvals instantly with Monterey's custom designed O.A.S.I.S. (On-line Approval System Instant Score) system. It's so easy! Just enter your customer's credit application into our website and receive your answer in seconds! Save time and money by using Monterey's e-signature feature. That's right - consumers can now sign their contracts electronically speeding up your funding.

Monterey has designed consumer finance programs for clients offering retail sales, flex pay plans, and membership contracts.

Contact our sales department today for a custom proposal and let us show you how we can deliver!